---
title: Zip Pay
description: Zip Pay -  Own it Now, Pay Later
---

<https://www.institchu.com/>

|             Own it Now, Pay Later  InStitchu now accepts Zip—and just like that, perfectly fitted garments got even easier.  Follow our simple steps below to start shopping with Zip at InStitchu today.   CREATE ACCOUNT START SHOPPING         |
| --- |

|             Own it Now, Pay Later  InStitchu now accepts Zip—and just like that, perfectly fitted garments just got even easier. Simply design your garments online or at a Showroom, get wearing them and pay later, interest free.   CREATE ACCOUNT START SHOPPING         |
| --- |

![Asset 1](https://info.institchu.com/hubfs/Asset%201.svg)

Want it

Design your garment(s) online or at a Showroom and select Zip at checkout. 

![shopping-cart-1](https://info.institchu.com/hubfs/shopping-cart-1.svg)

Get it

Zip pays InStitchu and our Tailors begin crafting your garment(s) from scratch.

![thumb-up-1](https://info.institchu.com/hubfs/thumb-up-1.svg)

Own it

You get your garment(s) and pay Zip back over time, interest free.

![icon-pay](https://info.institchu.com/hubfs/icon-pay.svg)

Interest free

Choose your own repayment schedule—weekly, fortnightly or monthly, interest free with no establishment fee. No interest, hidden fees or upfront payments.

![Perth Showroom-1](https://info.institchu.com/hs-fs/hubfs/Perth%20Showroom-1.jpg?width=3000&name=Perth%20Showroom-1.jpg "Perth Showroom-1")

# Own it now, pay later with Zip

Perfectly fitted garments just got even easier

![primary-1](https://info.institchu.com/hubfs/primary-1.svg)

Your Everyday Spending Account

**Up to $1,000**

Account limits  
Up to $1,000.

Interest free period  
Always interest free.

Establishment Fee  
$0.

Minimum repayments  
$40/month. Your payments are due by the end of the month (apart from the month of your first purchase). To find out more about repayments visit the Zip website for Terms and Conditions. 

Monthly Repayments  
$6/month (waived if you have no balance). Please refer to Zip's full Terms and Conditions for details of any fees. 

[| APPLY NOW | | --- |  ](https://account.zipmoney.com.au/?i=true&utm_source=zip&utm_medium=in-store/&pd=1#/signUp)

Frequently Asked Questions

Is Zip available online and at InStitchu Showrooms?  
Yes, Zip is available both online and at InStitchu Showrooms.

How do I pay with Zip?  
If you are new to Zip, download the Zip App and/or signup online at zip.co. Please ensure you have the latest version of the Zip App on your mobile device. Select Zip at checkout as your payment option and follow the prompts to login to Zip and complete your payment.

Is there a limit to how much I can purchase with Zip?  
Yes, Zip has an upper limit of $1,000 and your purchase limit is the amount of credit available in your Zip account.

Perfect Fit Guarantee  
Zip purchases at InStitchu are covered by our Perfect Fit Guarantee. Read about our [**Perfect Fit Guarantee**](https://www.institchu.com/perfect-fit-guarantee) to learn more about how you’re covered for alterations, remakes and returns.

![AutumnWinter](https://info.institchu.com/hs-fs/hubfs/AutumnWinter.jpg?width=3000&name=AutumnWinter.jpg "AutumnWinter")

**T&C's - Zip:** Minimum monthly repayments are required. A monthly account fee of $6.00 applies. Pay your closing balance in full each month and Zip will waive the fee. Available to approved Zip applicants only. Terms and Conditions apply and are available on application with Zip. See your Zip contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).

Copyright 2026 InStitchu.com. All rights reserved. Terms & Conditions – Privacy Policy

![](https://googleads.g.doubleclick.net/pagead/viewthroughconversion/983878003/?guid=ON&script=0)